Free Apartment Cost Calculator

Your Actual Monthly Apartment Costs

Budgeting
Hidden Costs First-Time Renters Always Miss
From application fees to move-in costs, here's what landlords don't advertise — and what you need to budget for before you sign.
5 min read · Budgeting
★ Featured Resource
New Apartment Starter Kit
Everything you need from day one — kitchen essentials, bathroom basics, bedroom setup, and cleaning supplies. Curated and ready to ship.
Shop the Kit on Amazon
Renters Insurance
Do You Actually Need Renters Insurance?
It costs less than $20 a month and covers more than most renters realize. Here's exactly what renters insurance protects — and when it pays off.
4 min read · Insurance
Renters Insurance
Get Covered in Minutes with Lemonade
Starting at $5/month. Protects your belongings from theft, fire, water damage, and more. Takes 90 seconds to sign up online.
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Apartment Cost Calculator
Calculate Your Actual Monthly Apartment Costs

Toggle any cost that's included in your rent to exclude it.

Core Housing
Monthly RentBase rent as advertised
ParkingFee if not included in rent
Incl.Sep.
Storage UnitFee if not included in rent
Incl.Sep.
HOA / Amenity FeeIf charged separately
Incl.Sep.
Utilities
ElectricMonthly average
Incl.Sep.
Gas / HeatMonthly average
Incl.Sep.
Water / SewerMonthly average
Incl.Sep.
TrashMonthly average
Incl.Sep.
Connected Services
InternetMonthly plan
Incl.Sep.
Cable / StreamingAll subscriptions combined
Cell PhoneMonthly plan
Insurance
Renters InsuranceAvg $15–$30/mo
Pets
Do you have pets?
NoYes
Pet RentMonthly fee
Pet DepositOne-time · appears in move-in
Laundry
Laundry$0 if in-unit · monthly spend otherwise
Move-In Costs
Include move-in costs in monthly totalTurn off to see ongoing monthly costs only
OffOn
Security DepositTypically one month's rent
First + Last MonthExtra upfront if required
Application Fees
Moving CostsMovers, truck, supplies
↑ Move-in costs shown in full under "Move-In" tab · spread over 12 months in "Full Picture" tab.
Actual Monthly Cost
$0
Ongoing + move-in ÷ 12
Monthly Rent
$1,400
Base rent only
Monthly Breakdown
Total Move-In Costs
$0
First Month's Rent
$1,400
Move-In Breakdown
Total Move-In Costs
$0
Monthly Rent
$1,400
Base rent only
Actual Monthly Cost
$0
Ongoing + move-in ÷ 12
Move-In Costs
$0
Full Cost Breakdown
Renter Guides
Budgeting
What Percentage of Income Should Go to Rent?
The 30% rule explained — and why it may not work for renters in high-cost cities today.
5 min read · Budgeting
Move-In
The Complete New Apartment Checklist for 2026
Everything you need before, during, and after move-in day — organized by priority.
8 min read · Moving
Utilities
Average Utility Costs by Apartment Size in 2026
Studio vs 1BR vs 2BR — what you can realistically expect to pay each month.
6 min read · Utilities
Negotiating
How to Negotiate Your Rent — Even in a Tough Market
Practical scripts and timing strategies that actually work when talking to landlords.
7 min read · Leasing
Move-In
Security Deposits — What Landlords Can and Can't Keep
Your rights as a renter when it comes to getting your deposit back at the end of a lease.
5 min read · Leasing
Renter Resources
★ Featured
New Apartment Starter Kit
Everything you need from day one — kitchen, bathroom, bedroom, and cleaning essentials curated in one list.
Shop the Kit on Amazon
Renters Insurance
Get Covered in Minutes with Lemonade
Starting at $5/month. Protects your belongings from theft, fire, and more. 90 seconds to sign up.
Get a Free Quote
Internet
Compare Internet Plans at Your New Address
Enter your address to see every provider available — real pricing, no hidden fees.
Compare Plans
Moving
Find Vetted Local Movers — Instant Quotes
Compare licensed, insured movers in your area. Book online, no surprises on moving day.
Get Moving Quotes
Furniture
Furnish Your Apartment — Free Shipping on Orders $35+
From couch to coffee maker — everything for your new space, delivered fast.
Shop Now

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